Minnesota Insurance Guides & Tips

Expert advice to help you make smarter insurance decisions

May 13, 2026 • 8 min read

What’s the Average Cost of Auto Insurance in Minnesota in 2026?

We break down current rates by city, coverage level, and driving record — plus tips to lower your premium.

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May 10, 2026 • 6 min read

Does Homeowners Insurance Cover Ice Dams in Minnesota?

Learn what’s typically covered, what’s not, and how to protect your home from costly ice dam damage.

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May 8, 2026 • 7 min read

Independent vs Captive Insurance Agents – Which is Better?

We explain the real differences and why most Minnesota families and businesses are better off with an independent agent.

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May 13, 2026 • 7 min read

Boat & PWC Insurance in Minnesota: What You Need for Summer 2026

Coverage options for boats, pontoons, and jet skis — including liability, physical damage, and winter storage.

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May 13, 2026 • 6 min read

Minnesota Summer Storms & Hail Damage – Is Your Home Protected?

What summer storms typically damage and how to make sure your homeowners policy has you covered.

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May 13, 2026 • 6 min read

Summer Driving Risks in Minnesota & How to Stay Protected

Construction zones, tourists, wildlife, and severe storms — what you need to know before hitting the road.

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