Last Updated: May 13, 2026
By accessing or using the website of Chandler Insurance Agency ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our website or services.
Chandler Insurance Agency provides insurance brokerage and agency services, including but not limited to: auto insurance, home and cabin insurance, business and commercial insurance, recreational vehicle insurance, life insurance, and landlord/rental insurance. We also provide online quote tools, appointment scheduling, and educational content related to insurance products and services in Minnesota.
Important Disclaimer: All insurance quotes provided through our website or by our agents are estimates based on the information you provide. Final premiums, coverage, and policy terms are determined by the insurance carrier at the time of binding. We do not guarantee that a quote will result in coverage or that coverage will be available at the quoted price.
Insurance policies are subject to the terms, conditions, and exclusions of the issuing insurance carrier. We act as an independent agent and do not guarantee the financial condition or claims-paying ability of any insurance company.
You agree to:
To the fullest extent permitted by law, Chandler Insurance Agency shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, including but not limited to loss of profits, data, or goodwill.
Our total liability to you for any claim arising out of or relating to these Terms or our services shall not exceed the amount you paid to us (if any) for the specific service giving rise to the claim during the twelve (12) months preceding the claim.
These Terms shall be governed by and construed in accordance with the laws of the State of Minnesota, without regard to its conflict of law provisions. Any legal action arising under these Terms will be brought exclusively in the state or federal courts located in Itasca County, Minnesota.
We reserve the right to modify these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. By continuing to access or use our website and services after any revisions become effective, you agree to be bound by the revised Terms.
If you have any questions about these Terms of Service, please contact us:
Chandler Insurance Agency
322 NE 5th Street, Grand Rapids, MN 55744
Phone: (218) 326-4655
Email: home@chandlerinsurancemn.com